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Intelligent fraud prevention for Community Banks and Credit Unions

Fraud detection that evolves with the threats.

Stop Synthetic Losses

$500,000+

DeepSecure's Audio Prevention Agent, stops costly deepfake frauds in real-time for contact centers

Reduce Manual Reviews

2,000+ Hours

Our AI-powered platform automates fraud detection and provides clear explanations for alerts.

Improve Detection Accuracy

95%+

Catch more fraud with fewer false positives. DeepSecure agents, deliver industry-leading accuracy, particularly for call center fraud and account takeovers.

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Why FinOptima?

The challenge of sophisticated fraud attacks

Fraud is evolving with deepfakes, synthetic IDs, takeovers and rings.
DeepSecure is the solution.
Our AI-powered platform provides comprehensive identity verification and fraud detection, empowering you to:

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Combat the Rising Threat of Deepfakes and Synthetic Identities

Sophisticated deepfakes and synthetic IDs that bypass traditional identity verification, preventing fraudulent account openings and financial losses unique to these advanced threats.

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Address Real-Time Fraud with Limited Resources

A capability typically beyond the reach of community banks, enabling to stop attacks as they happen without needing a large in-house team.

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Navigate Complex Data Privacy and Collaboration Challenges

Enables secure fraud intelligence sharing, allowing you to collaborate with other institutions to combat fraud rings without compromising member data privacy.

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Protect Vulnerable Contact Centers from AI-Driven Voice Fraud

Specialized deep audio detection to protect your contact centers from deepfake voice impersonation, a growing threat that directly targets community bank member trust.

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Mitigate Losses from Evolving Check Fraud Techniques

Advanced image analysis detects sophisticated check washing and alterations in real-time, preventing financial losses from this persistent and increasingly complex fraud vector.

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Our Features

DeepSecure: Your Competitive Edge

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Reduced False Positives

DeepSecure™'s AI-driven behavioral biometrics and explainable AI have demonstrated a 30% reduction in false positives compared to traditional fraud detection systems, minimizing disruptions for legitimate members and saving CB/CUs valuable staff time.

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Faster Fraud Detection and Response

DeepSecure™'s real-time analysis capabilities enable CB/CUs to detect and respond to fraud incidents 50% faster than with legacy systems, significantly reducing financial losses and limiting the impact on member trust.

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Cost-Effective Enterprise-Grade Protection

DeepSecure™ provides CB/CUs with enterprise-level fraud detection, including deepfake and synthetic ID detection, at a 40% lower cost than building and maintaining an in-house solution, making advanced AI accessible to institutions with limited budgets.

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Enhanced Fraud Ring Detection Through Collaboration

DeepSecure™'s patented federated learning model increases the accuracy of fraud ring detection by 25% compared to isolated detection systems, empowering CB/CUs to collectively combat sophisticated, multi-institution attacks.

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Improved Compliance and Reduced Regulatory Risk

DeepSecure™'s explainable AI and automated reporting tools have been shown to reduce compliance-related costs by 20% and minimize the risk of regulatory penalties, providing CB/CUs with peace of mind in a complex regulatory environment.

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Specialized Deep Audio Detection for Contact Centers

DeepSecure™'s AI-driven deep audio detection has demonstrated a 95% accuracy in detecting deepfake voice impersonation attempts in contact centers, a vulnerability that is increasingly exploited by fraudsters targeting community financial institutions.

Use Cases

FinOptima's DeepSecure Solving Real-World Threats

Built for Banks, Credit Unions, and Fintechs in the U.S. Market

AI-driven risk insights for institutions from coast to coast, delivering security and compliance.

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Fintechs
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Credit Unions
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Explainable & Support
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Real-Time Fraud Prevention
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Customer Success
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Security
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Banks

Our Products

DeepSecure™Onboard -Intelligent Identity Verification & Secure Onboarding

  • Stop Fraud at the Start: Prevent synthetic identities and deepfake account openings with AI-powered, real-time identity verification.
  • Seamless, Secure Member Onboarding: Streamline account creation while ensuring compliance with advanced check washing detection and robust identity checks.
  • Build Trust from Day One: Enhance member experience with fast, secure onboarding, reducing manual reviews and potential fraud risks.
  • Reduce Losses, Not Members: Prevent costly fraud losses associated with fraudulent accounts and check fraud, protecting your community.
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DeepSecure™ Shield -Real-Time Account & Transaction Protection, Including Voice Fraud

  • Real-Time Protection, Real Member Trust: Stop account takeovers and fraudulent transactions with AI-driven behavioral analysis and anomaly detection.
  • Fortify Your Contact Center: Detect deepfake voice impersonation with DeepSecure™ VoiceGuard, preventing social engineering and protecting member interactions.
  • Reduce Fraud Losses, Maximize Security: Minimize financial and reputational damage with proactive, AI-powered fraud prevention.
  • Stay Ahead of Fraudsters: Continuously adapt to evolving fraud tactics with real-time monitoring and adaptive authentication.

DeepSecure™ Network -
Collaborative Fraud Ring Detection & Intelligence Sharing

  • Strength in Numbers: Join a collaborative network to detect and disrupt complex fraud rings with federated learning.
  • Share Intelligence, Not Member Data: Securely share fraud insights without compromising sensitive data, strengthening community-wide defenses.
  • Fight Fraud Together: Leverage collective intelligence to combat sophisticated, multi-institution fraud attacks.
  • Enhance Community Resilience: Build a stronger, more secure financial ecosystem for your members and your institution.
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DeepSecure™ CheckGuard -
Advanced Check Fraud Prevention

  • Real-Time Check Fraud Prevention: Detect check washing and alterations instantly with advanced image analysis, stopping fraud before it happens.
  • Protect Your Assets, Protect Your Community: Minimize financial losses from check fraud with robust, AI-powered image analysis.
  • Streamline Check Processing: Reduce manual reviews and operational overhead with automated, real-time check fraud detection.
  • Build Trust in Every Transaction: Ensure the legitimacy of every check with integrated identity verification and advanced image analysis.

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